HANDWRITING ANALYSTS INTERNATIONAL                              
Center for Scientific Handwriting Analysis Training and Research

Legal Aspects

The Handwriting Analysts International (referred to hereafter as The H.A.I) reserves the right to change the body of knowledge, prescribed books, the curriculum, examination pattern, evaluation system, rules and regulations. The students are governed by the latest regulations applicable to them during the relevant academic year. This document is designed to provide the prospective students with information only. The H.A.I assumes no liability of any kind to any person for providing this information, whether or not such persons rely on it and even if they inform the H.A.I of their reliance on it.


This document may contain forward-looking statements which are subject to certain risks and uncertainties that could cause actual results to differ materially from those reflected in the forward-looking statements. The H.A.I undertakes no duty to update any forward looking statements, to reflect future events or circumstances.


Enrollment Agreement: The "Application Form for Enrollment" is the Enrollment Agreement (hereinafter referred to as the Agreement) between the applicant who wishes to enroll into the distance learning programs of handwriting analysis offered at H.A.I


Entire Agreement: This Agreement constitutes and expresses the entire agreement and understanding between the H.A.I and the students of the H.A.I in reference to all matters herein referred to, all previous discussions, promises, representations and understandings relative thereto, if any, had between the parties hereto, being herein merged.


Interpretation: The masculine, feminine or neuter gender and the singular or plural number shall be deemed to include the other gender or numbers where the context so indicates or requires. Unless otherwise expressly provided, references to days, months or years are to calendar days, months or years. Person or persons include individuals, partnerships, corporations, government agencies or other entities. Section headings are included for convenience only and are not to be used to construe or interpret this Agreement.


Conclusion of the Agreement: The Agreement is irrevocably concluded after the applicant submits the application form along with the required amount, physically, electronically or otherwise.


 No Third Party Beneficiaries: Enrollment of any student into the program, shall not entitle any person (including, without limitation, members) to any rights as third party beneficiary.


 Balance of Dues: The liability of the student to pay the balance of dues continues until the last installment is cleared even if the student, for any reason, withdraws from/discontinues the pursuit of the program. Wherever students have arrears of payment, they will not be permitted to register for the examinations or their examination result will not be released and their mark sheets, pass certificates will not be issued. Further such students will be considered as inactive on the rolls and their names are liable to be removed from the records.


Limitation of Liability: The liability of the H.A.I towards the students is limited only to the extent of the fee paid by them. To clarify further, the University shall not be liable to the students for punitive, exemplary, special, indirect, or consequential damages, including without limitation, lost profits.


Assignment: The students cannot assign this Agreement nor any part thereof the H.A.I may, without necessity of the students' consent, assign its rights and obligations under this Agreement to a successor organization.


Force Majeure: The H.A.I shall not be liable for delay or failure in performance of any of its obligations under the Agreement when such delay or failure arises from events or circumstances beyond the reasonable control of the H.A.I (including without limitation, acts of God, fire, flood, war, explosion, sabotage, terrorism, embargo, civil commotion, acts or omissions of any government entity, supplier delays, decisions of the H.A.I, decisions of the courts and governments, communications or power failure, equipment or software malfunction, or labor disputes).


Indemnity: A student agrees to indemnify, defend and hold the H.A.I harmless from and against any and all loss, damage, liability an d expense (including reasonable attorney's fees and costs) arising out of any third party claim, action or proceeding based directly or indirectly on the acts of omission or commission by the member or his/her agents, the breach or alleged breach or failure to comply with any applicable laws or regulations, concerning the practice of profession of handwriting analysis.


Arbitration: All disputes relating to or arising out of this Agreement shall be settled by reference to arbitration only and not by recourse to the courts of law including consumer courts/fora, as per the applicable Indian Law including the Arbitration and Conciliation Act of 1996. Arbitration shall be conducted by an arbitration tribunal consisting of a single member only. The H.A.I's nominee shall be the ' persona designate’ as an arbitrator. The venue of arbitration shall be Visakhaptnam, Andhra Pradesh, India. The students should first exhaust the remedy from the HAI Arbitration Tribunal before approaching any court of law and/or seeking redressal under the provision of Consumer Protection Act 1986. The arbitration clause shall however not apply if the H.A.I and/or the authorized agent decides to prosecute any student for any criminal offences, including but not limited to dishonor of postdated cheques.


Applicable Law: The Agreement shall be deemed to have been made in Visakhapatnam in the State of Andhra Pradesh, India and shall be construed and enforced in accordance with and the validity and performance hereof shall be governed by the laws of this state without reference to principles of conflict of laws thereof. Judicial proceedings regarding any matter arising under the terms of the Agreement shall be brought in the relevant courts of Visakhapatnam, Andhra Pradesh.  Jurisdiction for all disputes (if any) relating to the H.A.I is only/exclusively Visakhapatnam, Andhrapradesh,  India.  

Cancellation Policy:

Refunds are generated by the Billing and Payment Services office after a student drops a course or cancels/withdraws from Handwriting Analysts International before the admission deadline for refund. If You Cancel (Before Admission Deadline) Indian students will receive a refund of all fees, minus the Rs.900/- non-refundable cancellation fee.

International students will receive a refund of all fees, minus a $40 non-refundable cancellation fee. If you withdraw after the start of Course Session Non-refundable withdrawal processing fee is Rs.1500 for Indian students and $75 for international students.

If Your Course is Cancelled Although very few courses are cancelled, Handwriting Analysts International reserves the right to cancel a course. The sponsoring academic department may also cancel courses based on their internal criteria. In the case of course cancellation, all enrolled students are notified by email and given a full refund of the course fee or credit for the next session.

Refund for course payments:  After deduction of the cancellation charges, the fees will be refunded for International students via paypal and through demand draft to Indian students within 20 working days.  

Refund Appeals:  We understand that situations occur that may prevent you from attending or completing the course. If you need to drop or withdraw from H.A.I courses there are procedures in place for requesting an appeal to the refund policy. All refund appeals require a signed letter of explanation, supporting documentation. You should state, as concisely and clearly as possible, the reason for this appeal.

The appeal letter is limited to one page, and it must be written and signed by the student. The letter should also include your current email and postal address so that we can notify you of the decision on the appeal. Supporting documentation from medical personnel or a hospital must be typed on official letterhead, signed and delivered/mailed in a sealed envelope. Emails or unsigned letters on a plain stationary are not acceptable.